Financing
Good kitchens are an investment. Finance yours sensibly.
Most of our clients fund remodels through some mix of savings, a HELOC, and project financing. There's no single right answer — a $45K bath and a $140K kitchen deserve different strategies — and we're happy to talk through timing during your consultation. What we won't do is inflate a design to match a loan offer. The project comes first; the financing serves it.
Project financing
We partner with [FINANCING PARTNER — see CONTENT-TODO.md] to offer fixed-rate project loans with terms from 12 months to 15 years and no prepayment penalty. Decisions typically come back the same day, and funds disburse on the construction schedule.
[Placeholder rates/terms — verify with partner before launch.]
Using home equity
For larger projects, a HELOC from your own bank is often the cheapest money available. The practical tip most homeowners miss: open the line before demo starts — approval is faster and appraisals are friendlier while the kitchen is still intact.
Wondering what your budget buys first?
Before you think about financing, get grounded in real numbers with The Menu — our free cost guide — or browse projects by budget tier.
Next step
Let's talk numbers — honestly.
Budget and financing are part of every free consultation. No games, no inflated allowances.